A threatening letter or a call from a bill collector can be one of the worst experiences in your life. Thatís because most people donít know their rights as a consumer, and many debt collectors donít respect those rights. The federal and state laws meant to protect you can be confusing, and without understanding your rights, it is much harder to stop debt collection harassment.
At the Law Offices of David Schafer, PLLC, we take a complete approach to helping victims of debt collection harassment. First we listen to your concerns to learn about your experience with a debt collector. Next we let you know about your consumer rights and how asserting your rights can often be used to address the concerns you have. Then we let you know how you can regain your peace of mind by pursuing claims against debt collectors for violations of your rights under federal and Texas law.
Our main goal is to stand up for your rights to be free of illegal debt collection harassment. We can do this without charging a retainer fee because the law allows us to seek our attorney fees from the debt collector.
Our clients commonly tell us in our first meeting that they do not care about getting a monetary recovery, they just want the harassment to stop. Even though the advertising rules donít allow us to tell you that we can stop illegal harassment, we currently have a 100% success rate in stopping illegal debt collection harassment taking place against our clients. This means our clients can work without fear of being contacted by a debt collector at their place of employment, and they can enjoy their family time without dreading harassing phone calls.
In addition to stopping debt collection harassment, the outcome of pursuing claims through pre-litigation negotiation and litigation often includes debt forgiveness and a cash recovery against the debt collector.
Check out Case News to hear what some of our clients have to say.