Debt Collectors Using Illegal Tactics

We learned recently of debt collectors calling from telephone number 949-270-1901. They identify the company as Legal Affidavit Office and claim to be collecting a debt owed to US National Bank. They allegedly threaten to file charges for fraud, check fraud, theft, and threaten arrest if payment is not made quickly. Additionally, this company does not appear to have a collection bond on file with the Texas Secretary of State.

If you are contacted by this company, do not give in to the pressure they try to create by threatening criminal charges and arrest. You still have rights to request validation of the debt. Never make payments over the telephone unless you have first validated the debt. In the case of this company, I also suggest you contact a consumer attorney because it may be violating numerous collection laws.